Payment Processing Fee Calculator
Charge amount <-> net payout, from a percentage rate + fixed fee.
Direction
Fee structure
Gross charge
$100.00
Fee
$3.20
Net payout
$96.80
Rates shown are illustrative, commonly-cited defaults, not live or guaranteed pricing — always confirm current rates with your actual payment processor. This tool is not affiliated with, endorsed by, or associated with any specific payment processing company.
What is this tool?
Payment processors typically charge a percentage rate plus a small fixed fee per transaction. This tool estimates the fee and net payout from a gross charge amount, or works in reverse — solving for the charge needed so the net payout lands on an exact target amount. Preset rate structures are generic, commonly-cited illustrative examples, not tied to any specific processor.
How to use it
- Choose a direction: starting from the charge amount, or the net you want to receive.
- Pick a preset fee structure or enter a custom rate + fixed fee.
- Read the gross charge, fee, and net payout.
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