OneTool

Loan Amortization Calculator

Amortize car loans, personal loans, and other fixed-rate installment debt.

  • Monthly payment

    $497.98

  • Total interest

    $4,879.09

  • Total paid

    $29,879.09

What is this tool?

This general-purpose amortizer uses the same level-payment formula as mortgages but takes loan amount and term in months directly — useful for auto loans, personal loans, and similar products.

How to use it

  1. Enter loan amount, annual interest rate, and term in months.
  2. Read the payment summary.
  3. Open the schedule and browse year-by-year rows.