OneTool

Net Worth & Emergency Fund Calculator

Snapshot net worth plus a months-of-expenses fund target.

Assets
Liabilities

Total assets

$23,000.00

Total liabilities

$10,200.00

Net worth

$12,800.00

3 months (minimum)

$9,000.00

6 months (comfortable)

$18,000.00

Your target (3 months)

$9,000.00

What is this tool?

Net worth is total assets minus total liabilities. An emergency fund is often framed as several months of essential expenses (commonly 3–6). Enter your own lists and expense figure to see both numbers side by side.

How to use it

  1. Add asset and liability rows with amounts.
  2. Enter monthly essential expenses and desired months of coverage.
  3. Read net worth and emergency-fund target.